MindVest Privacy Policy

1. Introduction

MindVest is a product of FinManager AI LLC ("FinManager AI", "we", "us", or "our"). We respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered financial insights platform, web application, mobile application, and related services (collectively, the "Service").

By using our Service, you agree to the collection and use of information in accordance with this Privacy Policy.

2. Your Privacy Rights and Data Control

2.1 Complete Data Control

• Delete your data at any time through your account settings.
• Permanently erase all associated data by deleting your account.
• Access and review all data we have collected about you.
• Request data portability where applicable.
• Opt out of certain data processing activities.

2.2 Our Privacy Commitments

We do Not:

• Sell your personal financial data to third parties.
• Share your data for advertising or marketing purposes.
• Use your data for purposes other than providing our Service.

We DO:

• Encrypt all user data and store it securely in Microsoft Azure Cloud.
• Comply with global privacy laws including GDPR and CCPA.
• Implement enterprise-grade security measures.
• Give you complete transparency about our data practices.

3. Information We Collect

3.1 Data You Provide

• Personal information: Name, email, phone number, address, and other contact details.
• Financial information: Bank account details, transaction history, and other financial data.
• Usage data: How you interact with our Service, including features used, preferences, and settings.

3.2 Data We Collect Automatically

• Technical information: IP address, browser type, device information, and other technical details.
• Usage data: How you interact with our Service, including features used, preferences, and settings.
• Cookies and similar technologies: We use cookies and similar technologies to enhance your experience and analyze usage patterns.

3.3 Data We Collect from Third Parties

• Financial institutions: We may receive data from your financial institutions to provide you with personalized insights.
• Partners: We may share data with partners to provide you with additional services or features.

4. How We Use Information

• Facilitate account connectivity with third-party financial services.
• Deliver insights and personalized experiences.
• Ensure security, prevent fraud, and comply with law.

5. Sharing of Information

We do not sell your personal information. We may share data with service providers and partners who process data on our behalf under appropriate safeguards, or where required by law.

6. Data Retention

We retain information for as long as necessary to provide the Service and as required by applicable law. You may request deletion at any time.

7. Compliance

FinManager AI is compliant with the General Data Protection Regulation (GDPR) for European users. We are also compliant with the California Consumer Privacy Act (CCPA) for California users.

8. Security and Data Storage

We implement comprehensive security measures to protect your data:

• End-to-end encryption for data in transit and at rest.
• Microsoft Azure Cloud secure infrastructure.
• Regular security audits and vulnerability assessments.
• Access controls and authentication protocols.
• Monitoring systems for suspicious activity.
• All user data is encrypted using industry-standard encryption protocols.
• Data is stored in secure Microsoft Azure Cloud infrastructure.
• We maintain backup systems with the same security standards.
• Physical and logical access controls protect our systems.

7. Children’s Privacy

Our Service is not directed to children under 13 (or as defined by local law). We do not knowingly collect personal information from children.

8. International Transfers

Your information may be processed in locations where our or our service providers’ systems are located, subject to appropriate safeguards.

9. Your Choices

• Access, correct, or delete your information through account settings or by contacting us.
• Manage marketing preferences and cookies through your browser settings.

10. Contact Us

For questions or to exercise your rights, contact: accesspoint@finmanagerai.com

11. Changes to this Policy

We may update this Policy from time to time. We will post the new effective date above when we do.